Food & Security Livelihood Services

The Food & Security Livelihood Enhancement Department was initiated in 1998 focusing on the development of communities through income generation opportunities, skills enhancement and overall improvement in the FSL of the underprivileged.

In 2022-23, HANDS carried out 14 FSL-related projects in 43 districts and 6,887 villages and urban settlements with 1.29 Million Beneficiaries






Villages/Urban Settlement



Interest-Free Loan (IFL) Borrowers4,128
Amount in PKR (116 million)
Amount in PKR (862 million)
Agriculture Cash Grant Beneficiaries1,035
Amount in PKR (30 million)
Amount in PKR (790 million)
Non-Agriculture Cash Grant Beneficiaries45,294
Amount in PKR (857 million)
Amount in PKR (2,237 million)

Services Models

Non Agriculture Interventions

This model focuses on the economic empowerment of women. The program provides vocational training and establishes community-based enterprises like small shops, pushcarts, sewing machines, donkey carts, plumbing & electrician tool kits, Quingqi rickshaws, labor in irrigation channels, culverts, water ponds, flood-protection walls etc, to uplift the socio-economic status of vulnerable groups. The aim is to enable financial self-reliance, skills and social security for women.

This year 45,294 beneficiaries received PKR 857 million as conditional grants in non-agriculture areas.

Agriculture Interventions

The agriculture model is one where natural resource management and work for food security are encouraged. Capacity building training is regularly carried out where HANDS also holds interventions for livestock, poultry, kitchen gardening, agri-input, farmers tool kits, organic farming, fish farming and creates awareness about the transfer of assets and promotes horticulture and social forestry. This component is very important to promote climate-smart agriculture practices especially as the climate of the world is changing

“This year 1,035 beneficiaries received PKR 30 million as conditional grants in agriculture areas.”

Interest-Free Loan (IFL)

Interest-free loans are meant to enable men and women to undertake productive activities including microenterprises, thus improving rural and urban job creation and economic opportunities for Pakistani women and youth. The importance of this well-defined intervention for fighting poverty is, more than ever before, due to the difficult economic situation in the country. The interest-free loan provides the opportunities for poor to establish small- and medium-sized enterprises. HANDS has a revolving fund for interest-free loans from its own sources and Pakistan Poverty Alleviation Fund (PPAF). HANDS Interest-Free Loan is regularly monitored and audited by Alhamd Shariah Advisory Services Pvt. Ltd. (Registered in SECP)

This year total of 4,128 borrowers received PKR 116 million

Poverty Graduation

HANDS Livelihood program through the interest-free loan project aims at alleviating poverty by an average 19% annually in the intervention areas. This was proved through a sample of poverty score card out of 4,128 borrowers, 1083 borrowers of the interest-free loan were analyzed (A World Bank assessment tool for poverty).

A joint project by HANDS Pakistan and District Administration Malir, Karachi

The Malir district is the largest district of Karachi by area and is regarded as a peri-urban area of Karachi City due to its open atmosphere and lush green farmlands. Malir District has been divided into three towns and 22 UCs and is governed by various offices.
HANDS recently conducted the initial rapid assessment of District Malir and revealed that an effective E-Government portal is needed to identify and collect data on all the important metrics of the operations. A comprehensive E-Governance of the district administration of Malir is thus necessary to plan and monitor the delivery of e-services efficiently and effectively.

HANDS, therefore, signed a Memorandum of Understanding (MoU) to capacitate the District Malir Administration through a GoS-supported Project namely “e-Governance for District Administration Malir”. One of the components of the project is to develop a responsive secure website for district Malir for the efficient working of the District Government Malir, Karachi. HANDS project team developed a district government website for the first time in history.

The website has features like a Responsive Secure Website, Location Maps and directories, Social Media integration, Urdu & Sindhi Website versions and the website links of all existing departments working in the district should be available on the website.

The website links of the departments shall include an organogram of the department, the services details, and the addresses of the offices /outlets/service centers with contact details and locations. List of all Government services, list of all schools and other educational institutions, Trade and Industry listings, lists of parks and amenities, lists of hospitals with facilities, job opportunities portal, media room, lists of police stations, lists of fire stations, lists of ambulance services, other civil society services, the concerned laws/acts and other rules of the Government of Sindh addressing the services for the citizens, protecting their rights, etc., shall be uploaded on the website for each amenity as the laws and downloads page.

The district profile is uploaded separately. Pictures of historical sites of the district government/public departments and other activities are displayed on the website. Similarly, District Social media integration is also mentioned on the website, as well as event and calendar management of activities integrated with the website. The website is also translated into Urdu and Sindhi for easy understanding of common people.

The e-governance project for District Malir is a pilot project and will be replicated in all the districts of Sindh in Pakistan with GoS.